With the right counseling and education programs, you can purchase a home.

start an online counseling session

We are glad you chose CredAbility for pre-purchase counseling. If you are considering a home purchase, we will explain the process and your options. We are here to help. CredAbility’s counselors are available nationwide, 24/7—by telephone and online—in both English and Spanish.

Now, start learning more by speaking with one of our housing experts. Call 800.251.2227 to schedule a telephone or in person counseling session or click on the green "Start an online session" button above.

Pre-Purchase Education
If you want to learn all you can about the homebuying process, you are in the right place. CredAbility's curriculum was designed to comply with the US Department of Housing and Urban development's (HUD) requirements for the Neighborhood Stabilization Program or NSP. To learn more abou this online education program or to register go to firsthome.CredAbility.org

How to Prepare for your Counseling Session

We strongly recommend that you watch this video to understand what documents you will need to have available, and how to get the most value from your counseling session.